President Obama signed a sweeping overhaul of the health care system into law in March. The coming months will be interesting as employers work to gain a better understanding of the changes the new health care reform legislation brings. Please join us for a seminar reviewing the impact of health care reform on employer-sponsored programs. We will address what you need to consider as you incorporate health care reform into your short- and long-term health care strategy.

Topics addressed

• Is there an individual coverage mandate?
• Will employers have to buy insurance for employees?
• What plan design changes will there be?
• How does this “Cadillac plan” tax work exactly anyhow?
• How does the legislation affect those with low incomes?
• What is the timeline?

Featured Speaker:  
Wendy C. Carmichael, Esq., USI Southwest’s in-house ERISA counsel
Ms. Carmichael earned her bachelor of arts degree from Vanderbilt University and her juris doctorate degree from the University of Oregon School of Law. Before joining USI Southwest, she was in private practice at Courtney & Associates, P.C., practicing employee benefits law, and was named a 2006 Texas Rising Star by Texas Monthly magazine. At USI Southwest, Ms. Carmichael:

• Monitors changes in benefits laws, including HIPAA, COBRA, FMLA, ERISA & state insurance laws
• Writes weekly updates and a quarterly client newsletter covering welfare plan developments & general issues
• Makes presentations, internally and externally, explaining significant laws
• Provides assistance with respect to specific legal questions (e.g., those concerning discrimination, participant communication and privacy) directly to clients, consultants, and account management personnel